---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-22-000012"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2022-02-11T23:59:59+00:00"
generated_at: "2026-06-27T08:43:33.051753+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Essent reports Q4 net income $181M ($1.64 EPS), full year $681.8M; dividend raised to $0.20

## Summary
- Q4 net income $181.0M ($1.64 diluted EPS) vs $123.6M ($1.10) in Q4 2020.
- Full year 2021 net income $681.8M ($6.11 diluted EPS) vs $413.0M ($3.88) in 2020.
- Insurance in force $207.2B as of Dec 31, 2021; loans in default improved to 2.16% from 3.93% year ago.
- Board declared quarterly dividend of $0.20/share, payable March 21, 2022, reflecting an increase.
- Amended credit facility increased committed capacity to $825M, maturing Dec 2026.

## SEC filing metadata
- accession: 0001448893-22-000012
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2022-02-11T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889322000012/0001448893-22-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889322000012/esnt-20220211.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-22-000012
- JSON: https://secwatch.observer/filing/0001448893-22-000012.json
- Plain text: https://secwatch.observer/filing/0001448893-22-000012.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.