{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-22-000045","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2022-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:04:00.765856+00:00","generated_at":"2026-06-25T22:56:50.767346+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Essent Q1 net income $274.2M ($2.52 EPS); increases dividend to $0.21, authorizes $250M buyback","bullets":["Net income $274.2M ($2.52 diluted EPS) vs $135.6M ($1.21) in Q1 2021.","Quarterly dividend increased to $0.21 per share, payable June 10 to holders of record June 1.","Board authorized $250M share repurchase plan through Dec 31, 2023.","Provision for losses benefit $106.9M including $101.2M from COVID-19 assumption change.","Insurance in force $206.8B, new insurance written $12.8B, default rate 1.93%."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-22-000045","json":"https://secwatch.observer/filing/0001448893-22-000045.json","markdown":"https://secwatch.observer/filing/0001448893-22-000045.md","text":"https://secwatch.observer/filing/0001448893-22-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889322000045/0001448893-22-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889322000045/esnt-20220506.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T22:56:50.767346+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}