{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-22-000065","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2022-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.805012+00:00","generated_at":"2026-06-24T03:16:28.265630+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Essent Q2 net income $231.8M ($2.16 EPS), dividend raised to $0.22","bullets":["Net income $231.8M ($2.16 diluted EPS) vs $159.8M ($1.42) in Q2 2021.","Quarterly dividend increased to $0.22 per share, payable Sept 12, 2022.","New insurance written $20.1B; insurance in force reached $215.9B.","Combined ratio negative (16.2%) including $62.9M benefit from COVID-19 claim rate change.","Entered forward excess of loss reinsurance covering 20% of eligible policies through Dec 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-22-000065","json":"https://secwatch.observer/filing/0001448893-22-000065.json","markdown":"https://secwatch.observer/filing/0001448893-22-000065.md","text":"https://secwatch.observer/filing/0001448893-22-000065.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889322000065/0001448893-22-000065-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889322000065/esnt-20220805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T03:16:28.265630+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}