---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-22-000065"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2022-08-05T23:59:59+00:00"
generated_at: "2026-06-24T03:16:28.265630+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Essent Q2 net income $231.8M ($2.16 EPS), dividend raised to $0.22

## Summary
- Net income $231.8M ($2.16 diluted EPS) vs $159.8M ($1.42) in Q2 2021.
- Quarterly dividend increased to $0.22 per share, payable Sept 12, 2022.
- New insurance written $20.1B; insurance in force reached $215.9B.
- Combined ratio negative (16.2%) including $62.9M benefit from COVID-19 claim rate change.
- Entered forward excess of loss reinsurance covering 20% of eligible policies through Dec 2022.

## SEC filing metadata
- accession: 0001448893-22-000065
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2022-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889322000065/0001448893-22-000065-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889322000065/esnt-20220805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-22-000065
- JSON: https://secwatch.observer/filing/0001448893-22-000065.json
- Plain text: https://secwatch.observer/filing/0001448893-22-000065.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.