{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-22-000084","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2022-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.703308+00:00","generated_at":"2026-06-22T06:44:48.545410+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Essent Q3 net income $178.1M ($1.66 EPS); dividend raised to $0.23","bullets":["Net income of $178.1M ($1.66 diluted EPS) vs $205.4M ($1.84) in Q3 2021.","Quarterly dividend increased to $0.23 per share, payable Dec 12, record Dec 1.","New insurance written $17.1B, down from $23.6B in Q3 2021.","Insurance in force $222.5B as of Sep 30, 2022, up from $208.2B a year ago.","Combined ratio 22.3% vs 15.9% in Q3 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-22-000084","json":"https://secwatch.observer/filing/0001448893-22-000084.json","markdown":"https://secwatch.observer/filing/0001448893-22-000084.md","text":"https://secwatch.observer/filing/0001448893-22-000084.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889322000084/0001448893-22-000084-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889322000084/esnt-20221104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T06:44:48.545410+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1cc7310cb2da4a03e24793af580621910c350790","claim":"Essent Group Ltd. reported the quarter ended September 30, 2022 results: net income $178.1 million, EPS $1.66 per diluted share.","evidence_excerpt":"Essent Group Ltd. (NYSE: ESNT) today reported net income for the quarter ended September 30, 2022 of $178.1 million or $1.66 per diluted share, compared to $205.4 million or $1.84 per diluted share for the quarter ended September 30, 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1448893/000144889322000084/0001448893-22-000084-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Net income","value":"$178.1 million"},{"label":"EPS","value":"$1.66 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}