---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-22-000084"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2022-11-04T23:59:59+00:00"
generated_at: "2026-06-22T06:44:48.545410+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Essent Q3 net income $178.1M ($1.66 EPS); dividend raised to $0.23

## Summary
- Net income of $178.1M ($1.66 diluted EPS) vs $205.4M ($1.84) in Q3 2021.
- Quarterly dividend increased to $0.23 per share, payable Dec 12, record Dec 1.
- New insurance written $17.1B, down from $23.6B in Q3 2021.
- Insurance in force $222.5B as of Sep 30, 2022, up from $208.2B a year ago.
- Combined ratio 22.3% vs 15.9% in Q3 2021.

## SEC filing metadata
- accession: 0001448893-22-000084
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2022-11-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889322000084/0001448893-22-000084-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889322000084/esnt-20221104.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-22-000084
- JSON: https://secwatch.observer/filing/0001448893-22-000084.json
- Plain text: https://secwatch.observer/filing/0001448893-22-000084.txt

## Key facts
- Earnings Releases
  Essent Group Ltd. reported the quarter ended September 30, 2022 results: net income $178.1 million, EPS $1.66 per diluted share.
  - Period: the quarter ended September 30, 2022
  - Net income: $178.1 million
  - EPS: $1.66 per diluted share
  - Result: reported results
  source text: Essent Group Ltd. (NYSE: ESNT) today reported net income for the quarter ended September 30, 2022 of $178.1 million or $1.66 per diluted share, compared to $205.4 million or $1.84 per diluted share for the quarter ended September 30, 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1448893/000144889322000084/0001448893-22-000084-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.