{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-23-000037","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2023-05-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.910710+00:00","generated_at":"2026-06-15T16:26:27.423465+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Essent Group Q1 net income falls 38% to $1.59 EPS; declares $0.25 dividend","bullets":["Net income $170.8M ($1.59 diluted EPS) vs $274.2M ($2.52) in Q1 2022.","New insurance written $12.9B, flat YoY. Insurance in force $231.5B, up 12% YoY.","Combined ratio 22.7% vs (30.7)% in Q1 2022; favorable credit performance cited.","Quarterly cash dividend of $0.25 per share declared, payable June 12 to holders of record June 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-23-000037","json":"https://secwatch.observer/filing/0001448893-23-000037.json","markdown":"https://secwatch.observer/filing/0001448893-23-000037.md","text":"https://secwatch.observer/filing/0001448893-23-000037.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889323000037/0001448893-23-000037-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889323000037/esnt-20230505.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T16:26:27.423465+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4cbf2940a6db823dc4f4ff4c332b8afebb670161","claim":"Essent Group Ltd. reported the quarter ended March 31, 2023 results: net income $170.8 million, EPS $1.59 per diluted share.","evidence_excerpt":"Essent Group Ltd. (NYSE: ESNT) today reported net income for the quarter ended March 31, 2023 of $170.8 million or $1.59 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1448893/000144889323000037/0001448893-23-000037-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$170.8 million"},{"label":"EPS","value":"$1.59 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}