---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-23-000037"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2023-05-05T23:59:59+00:00"
generated_at: "2026-06-15T16:26:27.423465+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Essent Group Q1 net income falls 38% to $1.59 EPS; declares $0.25 dividend

## Summary
- Net income $170.8M ($1.59 diluted EPS) vs $274.2M ($2.52) in Q1 2022.
- New insurance written $12.9B, flat YoY. Insurance in force $231.5B, up 12% YoY.
- Combined ratio 22.7% vs (30.7)% in Q1 2022; favorable credit performance cited.
- Quarterly cash dividend of $0.25 per share declared, payable June 12 to holders of record June 1.

## SEC filing metadata
- accession: 0001448893-23-000037
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2023-05-05T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889323000037/0001448893-23-000037-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889323000037/esnt-20230505.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-23-000037
- JSON: https://secwatch.observer/filing/0001448893-23-000037.json
- Plain text: https://secwatch.observer/filing/0001448893-23-000037.txt

## Key facts
- Earnings Releases
  Essent Group Ltd. reported the quarter ended March 31, 2023 results: net income $170.8 million, EPS $1.59 per diluted share.
  - Period: the quarter ended March 31, 2023
  - Net income: $170.8 million
  - EPS: $1.59 per diluted share
  - Result: reported results
  source text: Essent Group Ltd. (NYSE: ESNT) today reported net income for the quarter ended March 31, 2023 of $170.8 million or $1.59 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1448893/000144889323000037/0001448893-23-000037-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.