{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-23-000065","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2023-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.969182+00:00","generated_at":"2026-06-12T05:52:27.464130+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Essent Q2 net income $172.2M ($1.61 EPS) down from $2.16 YoY; declares $0.25 dividend","bullets":["Net income $172.2M ($1.61 diluted EPS) vs $231.8M ($2.16) in Q2 2022.","New insurance written $13.5B, down 33% YoY from $20.1B; insurance in force $235.6B.","Combined ratio 20.4% vs negative 16.2% in prior year quarter.","Completed acquisition of Agents National Title/Boston National for $92.6M on July 1.","Board declared $0.25 quarterly dividend payable Sept 11 to holders of record Sept 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-23-000065","json":"https://secwatch.observer/filing/0001448893-23-000065.json","markdown":"https://secwatch.observer/filing/0001448893-23-000065.md","text":"https://secwatch.observer/filing/0001448893-23-000065.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889323000065/0001448893-23-000065-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889323000065/esnt-20230804.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T05:52:27.464130+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dcea7aa1d3415c96a2250c859a5a410c818d2e16","claim":"Essent Group Ltd. reported quarter ended June 30, 2023 results: net income $172.2 million, EPS $1.61 per diluted share.","evidence_excerpt":"Essent Group Ltd. (NYSE: ESNT) today reported net income for the quarter ended June 30, 2023 of $172.2 million or $1.61 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1448893/000144889323000065/0001448893-23-000065-index.htm","confidence":0.96,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended June 30, 2023"},{"label":"Net income","value":"$172.2 million"},{"label":"EPS","value":"$1.61 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}