---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-23-000065"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2023-08-04T23:59:59+00:00"
generated_at: "2026-06-12T05:52:27.464130+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Essent Q2 net income $172.2M ($1.61 EPS) down from $2.16 YoY; declares $0.25 dividend

## Summary
- Net income $172.2M ($1.61 diluted EPS) vs $231.8M ($2.16) in Q2 2022.
- New insurance written $13.5B, down 33% YoY from $20.1B; insurance in force $235.6B.
- Combined ratio 20.4% vs negative 16.2% in prior year quarter.
- Completed acquisition of Agents National Title/Boston National for $92.6M on July 1.
- Board declared $0.25 quarterly dividend payable Sept 11 to holders of record Sept 1.

## SEC filing metadata
- accession: 0001448893-23-000065
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2023-08-04T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889323000065/0001448893-23-000065-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889323000065/esnt-20230804.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-23-000065
- JSON: https://secwatch.observer/filing/0001448893-23-000065.json
- Plain text: https://secwatch.observer/filing/0001448893-23-000065.txt

## Key facts
- Earnings Releases
  Essent Group Ltd. reported quarter ended June 30, 2023 results: net income $172.2 million, EPS $1.61 per diluted share.
  - Period: quarter ended June 30, 2023
  - Net income: $172.2 million
  - EPS: $1.61 per diluted share
  - Result: reported results
  source text: Essent Group Ltd. (NYSE: ESNT) today reported net income for the quarter ended June 30, 2023 of $172.2 million or $1.61 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1448893/000144889323000065/0001448893-23-000065-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.