{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-24-000002","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2024-01-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.223473+00:00","generated_at":"2026-06-07T01:26:02.238575+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"S&P upgrades Essent's subsidiary ratings to A- from BBB+ with stable outlook","bullets":["S&P raised ratings on Essent Guaranty and Essent Reinsurance to A- from BBB+, stable outlook.","Upgrade reflects improved capital adequacy under revised S&P methodology and strong underwriting earnings.","CEO Mark Casale says upgrade shows balance sheet strength and benefits of post-GFC risk pricing and reinsurance.","Essent now holds A- or higher financial strength ratings from all rating agencies for both operating subsidiaries."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-24-000002","json":"https://secwatch.observer/filing/0001448893-24-000002.json","markdown":"https://secwatch.observer/filing/0001448893-24-000002.md","text":"https://secwatch.observer/filing/0001448893-24-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889324000002/0001448893-24-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889324000002/esnt-20240109.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T01:26:02.238575+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}