---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-24-000002"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2024-01-09T23:59:59+00:00"
generated_at: "2026-06-07T01:26:02.238575+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# S&P upgrades Essent's subsidiary ratings to A- from BBB+ with stable outlook

## Summary
- S&P raised ratings on Essent Guaranty and Essent Reinsurance to A- from BBB+, stable outlook.
- Upgrade reflects improved capital adequacy under revised S&P methodology and strong underwriting earnings.
- CEO Mark Casale says upgrade shows balance sheet strength and benefits of post-GFC risk pricing and reinsurance.
- Essent now holds A- or higher financial strength ratings from all rating agencies for both operating subsidiaries.

## SEC filing metadata
- accession: 0001448893-24-000002
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2024-01-09T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889324000002/0001448893-24-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889324000002/esnt-20240109.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-24-000002
- JSON: https://secwatch.observer/filing/0001448893-24-000002.json
- Plain text: https://secwatch.observer/filing/0001448893-24-000002.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.