{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-24-000034","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2024-05-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.466000+00:00","generated_at":"2026-06-02T23:05:47.579436+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Essent Q1 net income $181.7M ($1.70 EPS) up 6% YoY; declares $0.28 quarterly dividend","bullets":["Diluted EPS of $1.70 vs $1.59 in Q1 2023; net income $181.7M up from $170.8M.","New insurance written $8.3B, down from $12.9B YoY; insurance in force $238.5B.","Net investment income $52.1M, up 20% YoY; entered 15% quota share reinsurance for 2024.","Quarterly dividend $0.28 per share, payable June 10, 2024 to holders of record May 31.","S&P raised Essent Guaranty/Reinsurance to 'A-' from 'BBB+'; Moody's affirmed A3 with positive outlook."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-24-000034","json":"https://secwatch.observer/filing/0001448893-24-000034.json","markdown":"https://secwatch.observer/filing/0001448893-24-000034.md","text":"https://secwatch.observer/filing/0001448893-24-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889324000034/0001448893-24-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889324000034/esnt-20240503.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T23:05:47.579436+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2a159b85fa7ce05c48169972c7e431d5d5928b7e","claim":"Essent Group Ltd. reported the quarter ended March 31, 2024 results: net income $181.7 million or $1.70 per diluted share.","evidence_excerpt":"Essent Group Ltd. (NYSE: ESNT) today reported net income for the quarter ended March 31, 2024 of $181.7 million or $1.70 per diluted share, compared to $170.8 million or $1.59 per diluted share for the quarter ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1448893/000144889324000034/0001448893-24-000034-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Net income","value":"$181.7 million or $1.70 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}