{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-24-000060","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2024-08-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.096813+00:00","generated_at":"2026-05-31T13:26:54.173617+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Essent Group Q2 net income $203.6M ($1.91 EPS) beats prior year; declares $0.28 dividend","bullets":["Net income $203.6M ($1.91 diluted EPS) vs $172.2M ($1.61) in Q2 2023, a 18% increase.","New insurance written $12.5B in Q2 2024, down from $13.5B in Q2 2023 but up from $8.3B in Q1 2024.","Insurance in force $240.7B as of June 30, 2024, up from $235.6B a year ago and $238.5B at March 31, 2024.","Net investment income for H1 2024 was $108.2M, up 22% from H1 2023.","Entered excess-of-loss reinsurance covering 15% of eligible 2024 policies and closed $1B debt capacity ($500M notes + $500M revolver) on July 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-24-000060","json":"https://secwatch.observer/filing/0001448893-24-000060.json","markdown":"https://secwatch.observer/filing/0001448893-24-000060.md","text":"https://secwatch.observer/filing/0001448893-24-000060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889324000060/0001448893-24-000060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889324000060/esnt-20240802.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T13:26:54.173617+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}