---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-24-000060"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2024-08-02T23:59:59+00:00"
generated_at: "2026-05-31T13:26:54.173617+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Essent Group Q2 net income $203.6M ($1.91 EPS) beats prior year; declares $0.28 dividend

## Summary
- Net income $203.6M ($1.91 diluted EPS) vs $172.2M ($1.61) in Q2 2023, a 18% increase.
- New insurance written $12.5B in Q2 2024, down from $13.5B in Q2 2023 but up from $8.3B in Q1 2024.
- Insurance in force $240.7B as of June 30, 2024, up from $235.6B a year ago and $238.5B at March 31, 2024.
- Net investment income for H1 2024 was $108.2M, up 22% from H1 2023.
- Entered excess-of-loss reinsurance covering 15% of eligible 2024 policies and closed $1B debt capacity ($500M notes + $500M revolver) on July 1.

## SEC filing metadata
- accession: 0001448893-24-000060
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2024-08-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889324000060/0001448893-24-000060-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889324000060/esnt-20240802.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-24-000060
- JSON: https://secwatch.observer/filing/0001448893-24-000060.json
- Plain text: https://secwatch.observer/filing/0001448893-24-000060.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.