{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-25-000003","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2025-02-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.653175+00:00","generated_at":"2026-05-26T19:48:17.693134+00:00","sec_items":["8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Essent Group Q4 net income $167.9M ($1.58 EPS); raises dividend to $0.31, authorizes $500M buyback","bullets":["Q4 net income $167.9M ($1.58 diluted EPS) vs $175.4M ($1.64) in Q4 2023; FY 2024 net income $729.4M ($6.85) up 5% YoY.","Quarterly dividend increased to $0.31/share (payable March 24, 2025); Board authorized $500M share repurchase through 2026.","New insurance written Q4 $12.2B, up 39% YoY from $8.8B; insurance in force $243.6B at year-end.","Net investment income $222.1M for 2024, up 19% from 2023; U.S. MI provision for losses $37.2M in Q4 includes $8M from hurricane defaults.","Entered forward quota share agreements covering 25% of 2025-2026 policies; repurchased 2M+ shares for ~$118M in Q4/Jan."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-25-000003","json":"https://secwatch.observer/filing/0001448893-25-000003.json","markdown":"https://secwatch.observer/filing/0001448893-25-000003.md","text":"https://secwatch.observer/filing/0001448893-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889325000003/0001448893-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889325000003/esnt-20250214.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T19:48:17.693134+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}