---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-25-000003"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2025-02-14T23:59:59+00:00"
generated_at: "2026-05-26T19:48:17.693134+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Essent Group Q4 net income $167.9M ($1.58 EPS); raises dividend to $0.31, authorizes $500M buyback

## Summary
- Q4 net income $167.9M ($1.58 diluted EPS) vs $175.4M ($1.64) in Q4 2023; FY 2024 net income $729.4M ($6.85) up 5% YoY.
- Quarterly dividend increased to $0.31/share (payable March 24, 2025); Board authorized $500M share repurchase through 2026.
- New insurance written Q4 $12.2B, up 39% YoY from $8.8B; insurance in force $243.6B at year-end.
- Net investment income $222.1M for 2024, up 19% from 2023; U.S. MI provision for losses $37.2M in Q4 includes $8M from hurricane defaults.
- Entered forward quota share agreements covering 25% of 2025-2026 policies; repurchased 2M+ shares for ~$118M in Q4/Jan.

## SEC filing metadata
- accession: 0001448893-25-000003
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2025-02-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889325000003/0001448893-25-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889325000003/esnt-20250214.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-25-000003
- JSON: https://secwatch.observer/filing/0001448893-25-000003.json
- Plain text: https://secwatch.observer/filing/0001448893-25-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.