secwatch.observer — SEC 8-K summary
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Issuer:     Essent Group Ltd. (ESNT)
CIK:        0001448893
Form:       8-K
Filed at:   2025-02-14T23:59:59+00:00
Accession:  0001448893-25-000003
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Essent Group Q4 net income $167.9M ($1.58 EPS); raises dividend to $0.31, authorizes $500M buyback
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- Q4 net income $167.9M ($1.58 diluted EPS) vs $175.4M ($1.64) in Q4 2023; FY 2024 net income $729.4M ($6.85) up 5% YoY.
- Quarterly dividend increased to $0.31/share (payable March 24, 2025); Board authorized $500M share repurchase through 2026.
- New insurance written Q4 $12.2B, up 39% YoY from $8.8B; insurance in force $243.6B at year-end.
- Net investment income $222.1M for 2024, up 19% from 2023; U.S. MI provision for losses $37.2M in Q4 includes $8M from hurricane defaults.
- Entered forward quota share agreements covering 25% of 2025-2026 policies; repurchased 2M+ shares for ~$118M in Q4/Jan.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1448893/000144889325000003/0001448893-25-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1448893/000144889325000003/esnt-20250214.htm
  HTML page:      https://secwatch.observer/filing/0001448893-25-000003

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