---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-25-000030"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2025-03-27T23:59:59+00:00"
generated_at: "2026-05-24T03:50:06.764764+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# Essent Group discloses 2024 quarterly segment data; MI combined ratio varied from 16.2% to 33.8%

## Summary
- Mortgage Insurance net premiums earned $227.9M-$235.3M per quarter; combined ratio ranged 16.2% (Q2) to 33.8% (Q4).
- Q2 2024 MI had negative loss provision (-$1.2M) leading to a -0.5% loss ratio.
- Corporate & Other segment pre-tax loss of $8.6M-$9.9M each quarter from title ops and corporate expenses.
- Consolidated pre-tax income fell from $239.2M (Q2) to $194.9M (Q4 2024) as loss provisions increased.

## SEC filing metadata
- accession: 0001448893-25-000030
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2025-03-27T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889325000030/0001448893-25-000030-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889325000030/esnt-20250327.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-25-000030
- JSON: https://secwatch.observer/filing/0001448893-25-000030.json
- Plain text: https://secwatch.observer/filing/0001448893-25-000030.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.