secwatch.observer — SEC 8-K summary
======================================

Issuer:     Essent Group Ltd. (ESNT)
CIK:        0001448893
Form:       8-K
Filed at:   2025-03-27T23:59:59+00:00
Accession:  0001448893-25-000030
Event type: other_material
Sentiment:  neutral
Materiality: 0.40
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Essent Group discloses 2024 quarterly segment data; MI combined ratio varied from 16.2% to 33.8%
--------------------------------------------------------------------------------

- Mortgage Insurance net premiums earned $227.9M-$235.3M per quarter; combined ratio ranged 16.2% (Q2) to 33.8% (Q4).
- Q2 2024 MI had negative loss provision (-$1.2M) leading to a -0.5% loss ratio.
- Corporate & Other segment pre-tax loss of $8.6M-$9.9M each quarter from title ops and corporate expenses.
- Consolidated pre-tax income fell from $239.2M (Q2) to $194.9M (Q4 2024) as loss provisions increased.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1448893/000144889325000030/0001448893-25-000030-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1448893/000144889325000030/esnt-20250327.htm
  HTML page:      https://secwatch.observer/filing/0001448893-25-000030

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer