{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-25-000041","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2025-05-09T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.325818+00:00","generated_at":"2026-05-22T01:34:59.887747+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Essent Q1 net income $175.4M ($1.69 EPS); declares $0.31 dividend, $218M in buybacks YTD","bullets":["Net income $175.4M ($1.69 diluted EPS) vs $181.7M ($1.70) a year ago; slight decline.","New insurance written $9.9B in Q1 2025, up from $8.3B in Q1 2024 but down from $12.2B in Q4 2024.","Net investment income $58.2M, up 12% YoY.","Board declared $0.31 quarterly dividend, payable June 10, 2025 to holders of record May 30, 2025.","Year-to-date through April 30, repurchased 3.9M shares for ~$218M; $429M remains under $500M buyback plan."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-25-000041","json":"https://secwatch.observer/filing/0001448893-25-000041.json","markdown":"https://secwatch.observer/filing/0001448893-25-000041.md","text":"https://secwatch.observer/filing/0001448893-25-000041.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889325000041/0001448893-25-000041-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889325000041/esnt-20250509.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T01:34:59.887747+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}