{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-25-000078","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2025-08-08T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.014090+00:00","generated_at":"2026-05-17T16:18:17.314750+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Essent Q2 net income $195M ($1.93/diluted); declares $0.31 dividend","bullets":["Net income $195.3M versus $203.6M in Q2 2024; diluted EPS $1.93, up from $1.91.","New insurance written $12.5B, flat YoY; insurance in force $246.8B, up 2.5% YoY.","Quarterly cash dividend $0.31 payable Sept 10, 2025 to holders of record Aug 29.","Moody’s upgraded Essent Guaranty IFS rating to A2 and senior unsecured to Baa2; outlook stable.","YTD through July repurchased 6.8M shares for $387M; $260M remaining under $500M buyback."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-25-000078","json":"https://secwatch.observer/filing/0001448893-25-000078.json","markdown":"https://secwatch.observer/filing/0001448893-25-000078.md","text":"https://secwatch.observer/filing/0001448893-25-000078.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889325000078/0001448893-25-000078-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889325000078/esnt-20250808.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T16:18:17.314750+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}