---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-25-000078"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2025-08-08T23:59:59+00:00"
generated_at: "2026-05-17T16:18:17.314750+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Essent Q2 net income $195M ($1.93/diluted); declares $0.31 dividend

## Summary
- Net income $195.3M versus $203.6M in Q2 2024; diluted EPS $1.93, up from $1.91.
- New insurance written $12.5B, flat YoY; insurance in force $246.8B, up 2.5% YoY.
- Quarterly cash dividend $0.31 payable Sept 10, 2025 to holders of record Aug 29.
- Moody’s upgraded Essent Guaranty IFS rating to A2 and senior unsecured to Baa2; outlook stable.
- YTD through July repurchased 6.8M shares for $387M; $260M remaining under $500M buyback.

## SEC filing metadata
- accession: 0001448893-25-000078
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2025-08-08T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889325000078/0001448893-25-000078-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889325000078/esnt-20250808.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-25-000078
- JSON: https://secwatch.observer/filing/0001448893-25-000078.json
- Plain text: https://secwatch.observer/filing/0001448893-25-000078.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.