{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-25-000091","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2025-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.433107+00:00","generated_at":"2026-05-16T23:01:12.637983+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Essent Group Q3 net income $164.2M ($1.67 EPS); declares $0.31 dividend","bullets":["Q3 2025 net income $164.2M vs $176.2M in Q3 2024; diluted EPS rose to $1.67 from $1.65.","Quarterly dividend $0.31/share payable Dec 10, 2025 to holders of record Dec 1.","Insurance in force $248.8B at Sep 30, up from $243.0B a year ago.","YTD through Oct 31 repurchased 8.7M shares for $501M; new $500M buyback authorization approved.","Moody's upgraded Essent Guaranty IFS rating to A2 from A3, outlook stable."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-25-000091","json":"https://secwatch.observer/filing/0001448893-25-000091.json","markdown":"https://secwatch.observer/filing/0001448893-25-000091.md","text":"https://secwatch.observer/filing/0001448893-25-000091.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889325000091/0001448893-25-000091-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889325000091/esnt-20251107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T23:01:12.637983+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}