---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-25-000091"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2025-11-07T23:59:59+00:00"
generated_at: "2026-05-16T23:01:12.637983+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Essent Group Q3 net income $164.2M ($1.67 EPS); declares $0.31 dividend

## Summary
- Q3 2025 net income $164.2M vs $176.2M in Q3 2024; diluted EPS rose to $1.67 from $1.65.
- Quarterly dividend $0.31/share payable Dec 10, 2025 to holders of record Dec 1.
- Insurance in force $248.8B at Sep 30, up from $243.0B a year ago.
- YTD through Oct 31 repurchased 8.7M shares for $501M; new $500M buyback authorization approved.
- Moody's upgraded Essent Guaranty IFS rating to A2 from A3, outlook stable.

## SEC filing metadata
- accession: 0001448893-25-000091
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2025-11-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889325000091/0001448893-25-000091-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889325000091/esnt-20251107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-25-000091
- JSON: https://secwatch.observer/filing/0001448893-25-000091.json
- Plain text: https://secwatch.observer/filing/0001448893-25-000091.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.