---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-26-000003"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2026-02-13T23:59:59+00:00"
generated_at: "2026-05-16T02:45:46.927828+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Essent Q4 net income $155M ($1.60 EPS); increases quarterly dividend to $0.35

## Summary
- Q4 2025 net income $155.0M ($1.60 diluted EPS) vs $167.9M ($1.58) in Q4 2024.
- Full year 2025 net income $690.0M ($6.90 EPS) vs $729.4M ($6.85) in 2024; EPS up on buybacks.
- Quarterly dividend raised to $0.35/share, payable March 23, 2026; record March 13, 2026.
- In 2025, repurchased 9.9M shares for $576M, returning nearly $700M to shareholders.
- MI in force $248.4B at Dec 31, 2025; entered quota share reinsurance covering 20% of eligible 2027 policies.

## SEC filing metadata
- accession: 0001448893-26-000003
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2026-02-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889326000003/0001448893-26-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889326000003/esnt-20260213.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-26-000003
- JSON: https://secwatch.observer/filing/0001448893-26-000003.json
- Plain text: https://secwatch.observer/filing/0001448893-26-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.