secwatch.observer — SEC 8-K summary
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Issuer:     Essent Group Ltd. (ESNT)
CIK:        0001448893
Form:       8-K
Filed at:   2026-02-13T23:59:59+00:00
Accession:  0001448893-26-000003
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Essent Q4 net income $155M ($1.60 EPS); increases quarterly dividend to $0.35
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- Q4 2025 net income $155.0M ($1.60 diluted EPS) vs $167.9M ($1.58) in Q4 2024.
- Full year 2025 net income $690.0M ($6.90 EPS) vs $729.4M ($6.85) in 2024; EPS up on buybacks.
- Quarterly dividend raised to $0.35/share, payable March 23, 2026; record March 13, 2026.
- In 2025, repurchased 9.9M shares for $576M, returning nearly $700M to shareholders.
- MI in force $248.4B at Dec 31, 2025; entered quota share reinsurance covering 20% of eligible 2027 policies.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1448893/000144889326000003/0001448893-26-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1448893/000144889326000003/esnt-20260213.htm
  HTML page:      https://secwatch.observer/filing/0001448893-26-000003

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