{"schema_version":"secwatch.filing_event.v1","accession":"0001462120-25-000046","form_type":"8-K","ticker":"LOB","cik":"0001462120","company_name":"Live Oak Bancshares, Inc.","filed_at":"2025-05-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.367339+00:00","generated_at":"2026-05-20T18:01:48.015602+00:00","sec_items":["5.07"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"confidence":"high","headline":"Live Oak Bancshares holds 2025 annual meeting, elects directors and approves Say on Pay","bullets":["All eight director nominees elected; David G. Lucht received lowest support (20.3M for, 15.1M withheld).","Advisory vote on executive compensation passed with 23.7M for (67%) vs 11.6M against.","Shareholders ratified KPMG LLP as 2025 auditor with 40.7M for, 59K against.","Shareholders approved annual Say on Pay frequency (33.3M for 1 year); company will hold vote each year."],"urls":{"canonical":"https://secwatch.observer/filing/0001462120-25-000046","json":"https://secwatch.observer/filing/0001462120-25-000046.json","markdown":"https://secwatch.observer/filing/0001462120-25-000046.md","text":"https://secwatch.observer/filing/0001462120-25-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1462120/000146212025000046/0001462120-25-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1462120/000146212025000046/lob-20250520.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T18:01:48.015602+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}