secwatch.observer — SEC 8-K summary
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Issuer:     Live Oak Bancshares, Inc. (LOB)
CIK:        0001462120
Form:       8-K
Filed at:   2025-07-23T23:59:59+00:00
Accession:  0001462120-25-000054
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Live Oak Bancshares Q2 net income $23.4M ($0.51 EPS); record loan originations $1.53B
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- Net income $23.4M, $0.51 diluted EPS vs $0.21 in Q1 and $0.59 in Q2 2024.
- Record quarterly loan/lease production of $1.53B, up 9.3% QoQ; total loans $11.36B.
- Net interest margin expanded 8 bps to 3.28%; revenue $143.7M, up 14.0% QoQ.
- Provision for credit losses $23.3M, down $5.7M from Q1; total assets $13.83B.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1462120/000146212025000054/0001462120-25-000054-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1462120/000146212025000054/lob-20250723.htm
  HTML page:      https://secwatch.observer/filing/0001462120-25-000054

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