secwatch.observer — SEC 8-K summary
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Issuer:     Live Oak Bancshares, Inc. (LOB)
CIK:        0001462120
Form:       8-K
Filed at:   2026-01-21T23:59:59+00:00
Accession:  0001462120-26-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Live Oak Bancshares Q4 2025 net income $44.1M ($0.95 EPS), revenue up 21% QoQ
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- Q4 2025 net income attributable to common shareholders $44.1M, or $0.95 per diluted share, vs $9.9M ($0.22) in Q4 2024.
- Total revenue Q4 $172.9M, up 21% from Q3 and 38% YoY; full-year revenue $577.8M, up 18%.
- Record loan production of $1.64B in Q4; full-year production $6.21B, up 20% YoY.
- Total assets $15.13B, up 17% YoY; deposits $13.69B, up 16% YoY.
- Full-year net income $102.8M ($2.23 EPS), up 33% from $77.5M ($1.69) in 2024.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1462120/000146212026000004/0001462120-26-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1462120/000146212026000004/lob-20260121.htm
  HTML page:      https://secwatch.observer/filing/0001462120-26-000004

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