Live Oak Q1 2026 net income $27.9M ($0.60 EPS); loan production $1.37B

Live Oak Bancshares, Inc.

2026-Q1 EPS reported $0.60

Net income $27.9M, diluted EPS $0.60; vs Q4 2025 $44.1M ($0.95) and Q1 2025 $9.7M ($0.21).
Loan production $1.37B; total loans $12.59B, assets $15.30B (+12.5% YoY).
Net interest margin 3.27%, down 11bps QoQ, up 7bps YoY; revenue $145.5M (-15.9% QoQ, +18.4% YoY).
Provision for credit losses $20.1M, down $1.7M QoQ and $8.9M YoY.
Deposits grew $146.4M to $13.84B; total deposits up 11.6% YoY.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Live Oak Bancshares, Inc. reported first quarter ended March 31, 2026 results: net income $27.9 million, EPS $0.60 per diluted common share.

Period: first quarter ended March 31, 2026
Net income: $27.9 million
EPS: $0.60 per diluted common share
Result: reported results

Exact text from the filing

NC, April 22, 2026 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2026 net income attributable to common shareholders of $27.9 million, or $0.60 per diluted common share. Live Oak’s performance in the quarter, compared to the fourth quarter of 2025 and first quarter of 2025, includes these notable items: •

View on SEC.gov

1341 earnings releases filed in the last 30 days. Browse all earnings releases →

Live Oak Bancshares, Inc. filing history →

Source: SEC EDGAR

accession 0001462120-26-000036

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.