secwatch.observer — SEC 8-K summary
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Issuer:     Live Oak Bancshares, Inc. (LOB)
CIK:        0001462120
Form:       8-K
Filed at:   2026-07-22T20:18:49+00:00
Accession:  0001462120-26-000053
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Live Oak Bancshares Q2 2026 EPS $0.74, revenue $156.1M, up 11.8% YoY
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- Net income $34.7M ($0.74 diluted EPS) vs $0.51 in Q2 2025, up 48.1%.
- Revenue $156.1M, up 7.3% QoQ and 11.8% YoY; NIM 3.33% (+6 bps QoQ).
- Loan production $1.55B; total loans $13.14B (+15.6% YoY); deposits $14.55B (+15.5% YoY).
- Noninterest expense down 0.9% QoQ; pre-provision net revenue up 19.0% QoQ.
- Provision for credit losses $25.8M, up $5.7M QoQ; effective tax rate 19.9%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1462120/000146212026000053/0001462120-26-000053-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1462120/000146212026000053/lob-20260722.htm
  HTML page:      https://secwatch.observer/filing/0001462120-26-000053

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer