{"schema_version":"secwatch.filing_event.v1","accession":"0001466026-23-000003","form_type":"8-K","ticker":"MSBI","cik":"0001466026","company_name":"Midland States Bancorp, Inc.","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.106553+00:00","generated_at":"2026-06-20T08:07:37.210950+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Midland States Bancorp Q4 net income $29.7M ($1.30 EPS), up 26% QoQ; ends GreenSky partnership","bullets":["Net income available to common $29.7M, diluted EPS $1.30, vs $23.5M ($1.04) Q3 and $23.1M ($1.02) year ago.","Net interest income $63.6M, down 0.7% from Q3; NIM 3.50% vs 3.63% prior.","Noninterest income $33.8M including $17.5M gain on termination of forward starting interest rate swaps.","Total loans $6.31B, up 7% annualized; deposits $6.36B, slightly down; TBV per share up 4%.","Terminating GreenSky loan origination participation effective Oct 21, 2023; GreenSky to service existing loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001466026-23-000003","json":"https://secwatch.observer/filing/0001466026-23-000003.json","markdown":"https://secwatch.observer/filing/0001466026-23-000003.md","text":"https://secwatch.observer/filing/0001466026-23-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1466026/000146602623000003/0001466026-23-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1466026/000146602623000003/msbi-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:07:37.210950+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"258ac6e97519ef7671fe41a9753219a6fcb69b8d","claim":"Midland States Bancorp, Inc. reported financial results for the fourth quarter of 2022.","evidence_excerpt":"On January 26, 2023 , Midland States Bancorp, Inc. (the “Company”) issued a press release announcing its financial results for the fourth quarter of 2022 . The press release is attached as Exhibit 99.1.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1466026/000146602623000003/0001466026-23-000003-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}