{"schema_version":"secwatch.filing_event.v1","accession":"0001466026-23-000012","form_type":"8-K","ticker":"MSBI","cik":"0001466026","company_name":"Midland States Bancorp, Inc.","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.946024+00:00","generated_at":"2026-06-16T08:46:54.465297+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Midland States Bancorp Q1 net income $19.5M ($0.86 EPS); loans up 3% annualized","bullets":["Net income $19.5M ($0.86 EPS) vs $29.7M ($1.30) Q4 2022 and $20.7M ($0.92) Q1 2022.","Total loans grew $47.8M (3% annualized) to $6.35B; consumer loans fell $61.1M as GreenSky program winds down.","Deposits up $60.5M (3.8% annualized) to $6.43B; uninsured deposits 21% of total; no extraordinary measures.","Net interest margin (tax-equivalent) 3.39% vs 3.50% prior quarter; cost of deposits rose 47 bps to 1.70%.","Tangible book value $21.87/share, up 4.4%; bought back 124,266 shares at $22.54; $22.2M remaining."],"urls":{"canonical":"https://secwatch.observer/filing/0001466026-23-000012","json":"https://secwatch.observer/filing/0001466026-23-000012.json","markdown":"https://secwatch.observer/filing/0001466026-23-000012.md","text":"https://secwatch.observer/filing/0001466026-23-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1466026/000146602623000012/0001466026-23-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1466026/000146602623000012/msbi-20230427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T08:46:54.465297+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d6248c0486edb6edcfe209ffc86e837cf0a1935c","claim":"Midland States Bancorp, Inc. reported first quarter of 2023 results: net income $19.5 million, EPS $0.86 per diluted share.","evidence_excerpt":"Midland States Bancorp, Inc. (Nasdaq: MSBI) (the “Company”) today reported net income available to common shareholders of $19.5 million, or $0.86 per diluted share, for the first quarter of 2023 compared to $29.7 million, or $1.30 per diluted share, for the fourth quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1466026/000146602623000012/0001466026-23-000012-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2023"},{"label":"Net income","value":"$19.5 million"},{"label":"EPS","value":"$0.86 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}