{"schema_version":"secwatch.filing_event.v1","accession":"0001466026-23-000027","form_type":"8-K","ticker":"MSBI","cik":"0001466026","company_name":"Midland States Bancorp, Inc.","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.143545+00:00","generated_at":"2026-06-09T08:25:16.461955+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Midland States Bancorp Q3 net income $15.8M ($0.71), adjusted $0.78; NIM 3.20%","bullets":["Net income available to common $15.8M ($0.71 diluted) vs $19.3M ($0.86) Q2 2023 and $23.5M ($1.04) Q3 2022.","Adjusted diluted EPS $0.78 excluding $5.0M securities losses, $6.6M life insurance gain, and $4.5M tax charge.","Tax-equivalent net interest margin 3.20% vs 3.23% prior quarter; net interest income $58.8M.","Allowance for credit losses increased to 1.06% of loans from 1.02%; nonperforming loans $56.0M (0.89% of loans).","Repurchased 271,059 shares at $22.14 during Q3; $10.1M remaining under $25M buyback program."],"urls":{"canonical":"https://secwatch.observer/filing/0001466026-23-000027","json":"https://secwatch.observer/filing/0001466026-23-000027.json","markdown":"https://secwatch.observer/filing/0001466026-23-000027.md","text":"https://secwatch.observer/filing/0001466026-23-000027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1466026/000146602623000027/0001466026-23-000027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1466026/000146602623000027/msbi-20231026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T08:25:16.461955+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8ad58a5573dc9d0d2b10afc7a20f044eae856cd8","claim":"Midland States Bancorp, Inc. reported the third quarter of 2023 results: net income $15.8 million, EPS $0.71 per diluted share.","evidence_excerpt":"On October 26, 2023 , Midland States Bancorp, Inc. (the “Company”) issued a press release announcing its financial results for the third quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1466026/000146602623000027/0001466026-23-000027-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2023"},{"label":"Net income","value":"$15.8 million"},{"label":"EPS","value":"$0.71 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}