---
schema_version: "secwatch.filing_event.v1"
accession: "0001471265-21-000139"
form_type: "8-K"
ticker: "NWBI"
cik: "0001471265"
company_name: "Northwest Bancshares, Inc."
filed_at: "2021-10-25T23:59:59+00:00"
generated_at: "2026-06-28T18:25:23.574014+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# NWBI Q3 2021 net income $35.1M ($0.27 EPS) down 7.9% YoY; declares $0.20 dividend

## Summary
- Net income $35.1M, diluted EPS $0.27 vs $38.1M, $0.30 in Q3 2020.
- Net interest income fell 4.9% to $98.4M; net interest margin 2.97% vs 3.26%.
- Provision for credit losses became a $4.4M credit, reversing $6.8M expense YoY.
- Noninterest income down 20.4% to $29.2M, driven by mortgage banking decline of $7.1M.
- Quarterly dividend $0.20/share, payable Nov 15, 2021; 108th consecutive quarter.

## SEC filing metadata
- accession: 0001471265-21-000139
- form_type: 8-K
- ticker: NWBI
- cik: 0001471265
- company_name: Northwest Bancshares, Inc.
- filed_at: 2021-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1471265/000147126521000139/0001471265-21-000139-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1471265/000147126521000139/nwbi-20211025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001471265-21-000139
- JSON: https://secwatch.observer/filing/0001471265-21-000139.json
- Plain text: https://secwatch.observer/filing/0001471265-21-000139.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.