{"schema_version":"secwatch.filing_event.v1","accession":"0001471265-23-000002","form_type":"8-K","ticker":"NWBI","cik":"0001471265","company_name":"Northwest Bancshares, Inc.","filed_at":"2023-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.134371+00:00","generated_at":"2026-06-20T11:41:56.708183+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Q4 net income $34.6M ($0.27 EPS), up 15.3% YoY; dividend $0.20/share","bullets":["Net income $34.6M vs $30.1M YoY; diluted EPS $0.27 vs $0.24.","Net interest margin expanded to 3.57% from 2.89% YoY; net interest income up 21.1% to $117M.","Organic loan growth $178.9M (1.7%) in Q4; classified loans fell 34.9% to $236.2M.","Restructuring: workforce reduction ~12% with $4.2M severance in Q4, additional $3.2M in Q1 2023; annual savings ~$16M.","Quarterly dividend $0.20 per share, payable Feb 14, 2023 to holders of record Feb 2, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001471265-23-000002","json":"https://secwatch.observer/filing/0001471265-23-000002.json","markdown":"https://secwatch.observer/filing/0001471265-23-000002.md","text":"https://secwatch.observer/filing/0001471265-23-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1471265/000147126523000002/0001471265-23-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1471265/000147126523000002/nwbi-20230123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T11:41:56.708183+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4cb1fafd0079be5f6058f101d45b801bcc8bdcfb","claim":"Northwest Bancshares, Inc. reported the quarter ended December 31, 2022 results: net income $34.6 million, EPS $0.27 per diluted share.","evidence_excerpt":"Northwest Bancshares, Inc., (the \"Company\"), (NasdaqGS: NWBI) announced net income for the quarter ended December 31, 2022 of $34.6 million, or $0.27 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1471265/000147126523000002/0001471265-23-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$34.6 million"},{"label":"EPS","value":"$0.27 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}