{"schema_version":"secwatch.filing_event.v1","accession":"0001471265-23-000134","form_type":"8-K","ticker":"NWBI","cik":"0001471265","company_name":"Northwest Bancshares, Inc.","filed_at":"2023-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.162502+00:00","generated_at":"2026-06-09T16:33:16.757995+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Northwest Bancshares Q3 net income $39.2M, EPS $0.31; declares $0.20 dividend","bullets":["Net income of $39.2M ($0.31 diluted EPS) vs $37.3M ($0.29) YoY, up 5.1%.","Net interest income $108.4M, down 3.9% YoY; net interest margin 3.23% vs 3.42%.","Commercial loan growth $480M YTD, pushing mix to 39% of total loans.","Provision for credit losses fell $10.3M to $1.0M; classified loans down 12.2%.","Quarterly dividend of $0.20/share payable Nov 14 to holders of record Nov 2."],"urls":{"canonical":"https://secwatch.observer/filing/0001471265-23-000134","json":"https://secwatch.observer/filing/0001471265-23-000134.json","markdown":"https://secwatch.observer/filing/0001471265-23-000134.md","text":"https://secwatch.observer/filing/0001471265-23-000134.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1471265/000147126523000134/0001471265-23-000134-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1471265/000147126523000134/nwbi-20231023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T16:33:16.757995+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2faa86242734491731235e804a1838360aa2c3ec","claim":"Northwest Bancshares, Inc. reported the quarter ended September 30, 2023 results: net income $39.2 million, EPS $0.31 per diluted share.","evidence_excerpt":"Northwest Bancshares, Inc. issued an earnings release for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1471265/000147126523000134/0001471265-23-000134-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$39.2 million"},{"label":"EPS","value":"$0.31 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}