---
schema_version: "secwatch.filing_event.v1"
accession: "0001471265-23-000134"
form_type: "8-K"
ticker: "NWBI"
cik: "0001471265"
company_name: "Northwest Bancshares, Inc."
filed_at: "2023-10-23T23:59:59+00:00"
generated_at: "2026-06-09T16:33:16.757995+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Northwest Bancshares Q3 net income $39.2M, EPS $0.31; declares $0.20 dividend

## Summary
- Net income of $39.2M ($0.31 diluted EPS) vs $37.3M ($0.29) YoY, up 5.1%.
- Net interest income $108.4M, down 3.9% YoY; net interest margin 3.23% vs 3.42%.
- Commercial loan growth $480M YTD, pushing mix to 39% of total loans.
- Provision for credit losses fell $10.3M to $1.0M; classified loans down 12.2%.
- Quarterly dividend of $0.20/share payable Nov 14 to holders of record Nov 2.

## SEC filing metadata
- accession: 0001471265-23-000134
- form_type: 8-K
- ticker: NWBI
- cik: 0001471265
- company_name: Northwest Bancshares, Inc.
- filed_at: 2023-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1471265/000147126523000134/0001471265-23-000134-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1471265/000147126523000134/nwbi-20231023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001471265-23-000134
- JSON: https://secwatch.observer/filing/0001471265-23-000134.json
- Plain text: https://secwatch.observer/filing/0001471265-23-000134.txt

## Key facts
- Earnings Releases
  Northwest Bancshares, Inc. reported the quarter ended September 30, 2023 results: net income $39.2 million, EPS $0.31 per diluted share.
  - Period: the quarter ended September 30, 2023
  - Net income: $39.2 million
  - EPS: $0.31 per diluted share
  - Result: reported results
  source text: Northwest Bancshares, Inc. issued an earnings release for the quarter ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1471265/000147126523000134/0001471265-23-000134-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.