{"schema_version":"secwatch.filing_event.v1","accession":"0001471265-24-000106","form_type":"8-K","ticker":"NWBI","cik":"0001471265","company_name":"Northwest Bancshares, Inc.","filed_at":"2024-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.147647+00:00","generated_at":"2026-05-31T18:00:02.490130+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NWBI Q2 GAAP EPS $0.04 on $39M securities loss; adjusted EPS $0.27","bullets":["GAAP net income $5M ($0.04/diluted) vs $33M ($0.26) in Q2 2023; adjusted net operating income $35M ($0.27), up from $34M.","Completed balance sheet restructure: sold $276M securities at $39M pre-tax loss; reinvested $258M into securities yielding +420 bps.","Net interest margin expanded 10 bps to 3.20%; credit quality remains strong.","Board declared $0.20 quarterly dividend (119th consecutive), payable Aug 14 to holders of record Aug 2; ~6.9% annualized yield.","CEO highlights strong commercial loan growth, especially C&I, with restructuring execution surpassing initial projections."],"urls":{"canonical":"https://secwatch.observer/filing/0001471265-24-000106","json":"https://secwatch.observer/filing/0001471265-24-000106.json","markdown":"https://secwatch.observer/filing/0001471265-24-000106.md","text":"https://secwatch.observer/filing/0001471265-24-000106.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1471265/000147126524000106/0001471265-24-000106-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1471265/000147126524000106/nwbi-20240723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:00:02.490130+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}