{"schema_version":"secwatch.filing_event.v1","accession":"0001471265-24-000133","form_type":"8-K","ticker":"NWBI","cik":"0001471265","company_name":"Northwest Bancshares, Inc.","filed_at":"2024-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.530041+00:00","generated_at":"2026-05-30T09:04:00.617604+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Northwest Bancshares Q3 net income $34M ($0.26 EPS), NIM expands to 3.33%, dividend $0.20","bullets":["Net income $34M vs $39M YoY; prior quarter (Q2) was $5M due to $39M securities loss.","Net interest margin rose 13 bps to 3.33%, including 4 bps interest recovery; loan yield 5.57%.","Total provision for credit losses $4.9M vs -$0.4M in Q2; classified loans $320M (2.83%) up from $257M (2.26%) QoQ, driven by Long Term Healthcare.","Average deposits up $10M QoQ; average borrowings down $103M; noninterest expense fell $2M to $90.8M.","Board declared $0.20 quarterly dividend payable Nov 18 to holders of record Nov 8 — 120th consecutive quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001471265-24-000133","json":"https://secwatch.observer/filing/0001471265-24-000133.json","markdown":"https://secwatch.observer/filing/0001471265-24-000133.md","text":"https://secwatch.observer/filing/0001471265-24-000133.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1471265/000147126524000133/0001471265-24-000133-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1471265/000147126524000133/nwbi-20241029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:04:00.617604+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}