---
schema_version: "secwatch.filing_event.v1"
accession: "0001471265-25-000130"
form_type: "8-K"
ticker: "NWBI"
cik: "0001471265"
company_name: "Northwest Bancshares, Inc."
filed_at: "2025-07-29T23:59:59+00:00"
generated_at: "2026-05-17T23:37:40.004137+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Northwest Bancshares Q2 net income $34M, EPS $0.26; classified loans jump to 4.57% of portfolio

## Summary
- GAAP net income $34M ($0.26 diluted EPS) vs $5M ($0.04) YoY; adjusted net income $38M ($0.30).
- Net interest margin 3.56% (3.20% YoY); net interest income $119M, +11.8% YoY but -6.6% QoQ due to large non-accrual recovery in prior quarter.
- Classified loans surged to $518M (4.57% of loans) from $279M (2.49%) at Q1 2025, driven by commercial real estate downgrades.
- Provision for credit losses $8.7M vs $7.9M prior quarter and ($0.4M) prior year; increase tied to CRE portfolio and downgrades.
- Quarterly cash dividend of $0.20/share declared, payable Aug 19, record Aug 8; annualized yield ~6.3% (123rd consecutive quarter).

## SEC filing metadata
- accession: 0001471265-25-000130
- form_type: 8-K
- ticker: NWBI
- cik: 0001471265
- company_name: Northwest Bancshares, Inc.
- filed_at: 2025-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1471265/000147126525000130/0001471265-25-000130-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1471265/000147126525000130/nwbi-20250729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001471265-25-000130
- JSON: https://secwatch.observer/filing/0001471265-25-000130.json
- Plain text: https://secwatch.observer/filing/0001471265-25-000130.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.