---
schema_version: "secwatch.filing_event.v1"
accession: "0001471265-25-000156"
form_type: "8-K"
ticker: "NWBI"
cik: "0001471265"
company_name: "Northwest Bancshares, Inc."
filed_at: "2025-10-27T23:59:59+00:00"
generated_at: "2026-05-17T02:09:57.095090+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Northwest Bancshares Q3 GAAP EPS $0.02 vs $0.26 prior; adjusted EPS $0.29; completed Penns Woods acquisition

## Summary
- GAAP net income $3M ($0.02/diluted share), down from $34M ($0.26) in Q2 2025 and Q3 2024.
- Adjusted net income (non-GAAP) $41M ($0.29/diluted), up from $38M ($0.30) in Q2 2025.
- Record total revenue of $168M, up 21% YoY; net interest margin expanded to 3.65% from 3.33%.
- Completed Penns Woods acquisition July 25, adding $2.2B assets; recorded $61M goodwill and $48M core deposit intangibles.
- Declared $0.20/share quarterly dividend, payable Nov 18 to holders of record Nov 6 (124th consecutive quarter).

## SEC filing metadata
- accession: 0001471265-25-000156
- form_type: 8-K
- ticker: NWBI
- cik: 0001471265
- company_name: Northwest Bancshares, Inc.
- filed_at: 2025-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1471265/000147126525000156/0001471265-25-000156-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1471265/000147126525000156/nwbi-20251027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001471265-25-000156
- JSON: https://secwatch.observer/filing/0001471265-25-000156.json
- Plain text: https://secwatch.observer/filing/0001471265-25-000156.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.