---
schema_version: "secwatch.filing_event.v1"
accession: "0001473844-25-000057"
form_type: "8-K"
ticker: "STEL"
cik: "0001473844"
company_name: "Stellar Bancorp, Inc."
filed_at: "2025-09-02T23:59:59+00:00"
generated_at: "2026-05-17T08:49:37.426073+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Stellar Bancorp redeems $30M of $60M subordinated notes due 2029

## Summary
- Redeems $30M aggregate principal of its 4.70% Fixed-to-Floating Rate Subordinated Notes due 2029.
- Redemption price is 100% of principal plus accrued interest to the redemption date of October 1, 2025.
- Original issuance was $60M; partial redemption reduces outstanding to $30M.

## SEC filing metadata
- accession: 0001473844-25-000057
- form_type: 8-K
- ticker: STEL
- cik: 0001473844
- company_name: Stellar Bancorp, Inc.
- filed_at: 2025-09-02T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1473844/000147384425000057/0001473844-25-000057-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1473844/000147384425000057/stel-20250829.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001473844-25-000057
- JSON: https://secwatch.observer/filing/0001473844-25-000057.json
- Plain text: https://secwatch.observer/filing/0001473844-25-000057.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.