{"schema_version":"secwatch.filing_event.v1","accession":"0001473844-26-000010","form_type":"8-K","ticker":"STEL","cik":"0001473844","company_name":"Stellar Bancorp, Inc.","filed_at":"2026-04-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.331498+00:00","generated_at":"2026-05-15T07:57:58.109806+00:00","sec_items":["7.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Stellar Bancorp redeems $30M of 4.70% subordinated notes due 2029","bullets":["Redeemed remaining $30.0M aggregate principal of 4.70% Fixed-to-Floating Rate Subordinated Notes due 2029.","Redemption price at 100% of principal plus accrued interest to April 1, 2026.","All outstanding Notes fully redeemed."],"urls":{"canonical":"https://secwatch.observer/filing/0001473844-26-000010","json":"https://secwatch.observer/filing/0001473844-26-000010.json","markdown":"https://secwatch.observer/filing/0001473844-26-000010.md","text":"https://secwatch.observer/filing/0001473844-26-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1473844/000147384426000010/0001473844-26-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1473844/000147384426000010/stel-20260401.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T07:57:58.109806+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}