{"schema_version":"secwatch.filing_event.v1","accession":"0001475841-22-000057","form_type":"8-K","ticker":"NBHC","cik":"0001475841","company_name":"National Bank Holdings Corp","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.781575+00:00","generated_at":"2026-06-23T00:00:32.105629+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"National Bank Holdings Q3 adjusted EPS $0.80; closes two acquisitions","bullets":["Q3 2022 adjusted net income $25.3M ($0.80 EPS) vs $21.1M ($0.69) in Q2; record net interest income $70.5M, net interest margin 4.01%.","Completed Rock Canyon Bank acquisition Sept 1, adding $832M assets; total consideration $140.4M (stock/cash).","Completed Bank of Jackson Hole acquisition Oct 1, adding ~$1.5B assets; consideration $213.4M (stock/cash).","Record organic loan growth of 30.2% annualized; annualized net charge-offs just 0.01%.","Pro-forma assets ~$9.4B; Tier 1 leverage ratio 10.45% at company and 9.18% at bank."],"urls":{"canonical":"https://secwatch.observer/filing/0001475841-22-000057","json":"https://secwatch.observer/filing/0001475841-22-000057.json","markdown":"https://secwatch.observer/filing/0001475841-22-000057.md","text":"https://secwatch.observer/filing/0001475841-22-000057.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1475841/000147584122000057/0001475841-22-000057-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1475841/000147584122000057/nbhc-20221027x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:00:32.105629+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9fcdfe4509dc4e5bef1a9363a6439bf73c3da993","claim":"National Bank Holdings Corp reported for the quarter ended September 30, 2022 results: net income Net income totaled $15.8 million, EPS $0.50 per diluted share.","evidence_excerpt":"On October 27, 2022, National Bank Holdings Corporation (“NBHC”) issued a press release announcing its financial results for the quarter ended September 30, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1475841/000147584122000057/0001475841-22-000057-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the quarter ended September 30, 2022"},{"label":"Net income","value":"Net income totaled $15.8 million"},{"label":"EPS","value":"$0.50 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}