---
schema_version: "secwatch.filing_event.v1"
accession: "0001475841-22-000057"
form_type: "8-K"
ticker: "NBHC"
cik: "0001475841"
company_name: "National Bank Holdings Corp"
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-23T00:00:32.105629+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# National Bank Holdings Q3 adjusted EPS $0.80; closes two acquisitions

## Summary
- Q3 2022 adjusted net income $25.3M ($0.80 EPS) vs $21.1M ($0.69) in Q2; record net interest income $70.5M, net interest margin 4.01%.
- Completed Rock Canyon Bank acquisition Sept 1, adding $832M assets; total consideration $140.4M (stock/cash).
- Completed Bank of Jackson Hole acquisition Oct 1, adding ~$1.5B assets; consideration $213.4M (stock/cash).
- Record organic loan growth of 30.2% annualized; annualized net charge-offs just 0.01%.
- Pro-forma assets ~$9.4B; Tier 1 leverage ratio 10.45% at company and 9.18% at bank.

## SEC filing metadata
- accession: 0001475841-22-000057
- form_type: 8-K
- ticker: NBHC
- cik: 0001475841
- company_name: National Bank Holdings Corp
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1475841/000147584122000057/0001475841-22-000057-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1475841/000147584122000057/nbhc-20221027x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001475841-22-000057
- JSON: https://secwatch.observer/filing/0001475841-22-000057.json
- Plain text: https://secwatch.observer/filing/0001475841-22-000057.txt

## Key facts
- Earnings Releases
  National Bank Holdings Corp reported for the quarter ended September 30, 2022 results: net income Net income totaled $15.8 million, EPS $0.50 per diluted share.
  - Period: for the quarter ended September 30, 2022
  - Net income: Net income totaled $15.8 million
  - EPS: $0.50 per diluted share
  - Result: reported results
  source text: On October 27, 2022, National Bank Holdings Corporation (“NBHC”) issued a press release announcing its financial results for the quarter ended September 30, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1475841/000147584122000057/0001475841-22-000057-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.