{"schema_version":"secwatch.filing_event.v1","accession":"0001475841-23-000006","form_type":"8-K","ticker":"NBHC","cik":"0001475841","company_name":"National Bank Holdings Corp","filed_at":"2023-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.155524+00:00","generated_at":"2026-06-20T10:40:44.924535+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NBHC Q4 GAAP EPS $0.44, adjusted $0.91; record NII $96.5M","bullets":["GAAP net income $16.7M ($0.44/share); adjusted net income $34.5M ($0.91/share) vs $25.3M ($0.80) in Q3.","Record fully taxable-equivalent NII $96.5M, up 146% annualized; NIM widened 38bps to 4.39%.","Organic loan growth 21.5% annualized (ex-acquisitions); total loans record $7.2B.","Net charge-offs 0.04% of loans; non-performing loans 0.23% of total loans.","FY2022 GAAP EPS $2.18, adjusted $3.05; adjusted ROTCE 13.75%."],"urls":{"canonical":"https://secwatch.observer/filing/0001475841-23-000006","json":"https://secwatch.observer/filing/0001475841-23-000006.json","markdown":"https://secwatch.observer/filing/0001475841-23-000006.md","text":"https://secwatch.observer/filing/0001475841-23-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1475841/000147584123000006/0001475841-23-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1475841/000147584123000006/nbhc-20230124x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T10:40:44.924535+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b87ac3847f7a90a3c23545e38b3163d5cf47cec3","claim":"National Bank Holdings Corp reported quarter ended December 31, 2022 results: net income $16.7 million, EPS $0.44 per diluted share.","evidence_excerpt":"Net income totaled $16.7 million or $0.44 per diluted share, compared to $15.8 million or $0.50 per diluted share during the third quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1475841/000147584123000006/0001475841-23-000006-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended December 31, 2022"},{"label":"Net income","value":"$16.7 million"},{"label":"EPS","value":"$0.44 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}