{"schema_version":"secwatch.filing_event.v1","accession":"0001475841-23-000015","form_type":"8-K","ticker":"NBHC","cik":"0001475841","company_name":"National Bank Holdings Corp","filed_at":"2023-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.977709+00:00","generated_at":"2026-06-16T23:32:56.998125+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NBHC Q1 net income $40.3M ($1.06 EPS), record ROATCE 20.86%","bullets":["Net income $40.3M vs $16.7M in Q4 2022; diluted EPS $1.06 vs $0.44.","Fully taxable equivalent NIM steady at 4.39%; cost of funds rose to 0.90% from 0.43%.","Total loans grew 7.0% annualized to $7.3B; net charge-offs just 1bp (0.01%).","Non-performing loans ratio hit record low 0.13%; tangible book value per share $21.76.","Cambr acquisition closed Apr 3; added $500M in FDIC-insured deposits to balance sheet."],"urls":{"canonical":"https://secwatch.observer/filing/0001475841-23-000015","json":"https://secwatch.observer/filing/0001475841-23-000015.json","markdown":"https://secwatch.observer/filing/0001475841-23-000015.md","text":"https://secwatch.observer/filing/0001475841-23-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1475841/000147584123000015/0001475841-23-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1475841/000147584123000015/nbhc-20230419x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T23:32:56.998125+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fc4614c3c2f519a7e82e37d40c209fffd628c9ec","claim":"National Bank Holdings Corp reported the quarter ended March 31, 2023 results: net income $40,283, EPS $1.06.","evidence_excerpt":"National Bank Holdings Corporation (“NBHC”) issued a press release announcing its financial results for the quarter ended March 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1475841/000147584123000015/0001475841-23-000015-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$40,283"},{"label":"EPS","value":"$1.06"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}