secwatch.observer — SEC 8-K summary
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Issuer:     National Bank Holdings Corp (NBHC)
CIK:        0001475841
Form:       8-K
Filed at:   2023-04-19T23:59:59+00:00
Accession:  0001475841-23-000015
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 7.01
LLM model:  deepseek-v4-flash:cloud@v2

NBHC Q1 net income $40.3M ($1.06 EPS), record ROATCE 20.86%
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- Net income $40.3M vs $16.7M in Q4 2022; diluted EPS $1.06 vs $0.44.
- Fully taxable equivalent NIM steady at 4.39%; cost of funds rose to 0.90% from 0.43%.
- Total loans grew 7.0% annualized to $7.3B; net charge-offs just 1bp (0.01%).
- Non-performing loans ratio hit record low 0.13%; tangible book value per share $21.76.
- Cambr acquisition closed Apr 3; added $500M in FDIC-insured deposits to balance sheet.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1475841/000147584123000015/0001475841-23-000015-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1475841/000147584123000015/nbhc-20230419x8k.htm
  HTML page:      https://secwatch.observer/filing/0001475841-23-000015

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